Free Annuity Booklet
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Why would you or anyone want this booklet? We believe anyone who owns an annuityAn annuity is, in simple terms, an agreement between a person and an insurance company. The person either pays (premium) an insurance company a lump sum of money or a series of payments. In return the insurance company agrees to, at some point in the future, pay income to the person. (See Annuitize, income riderAnnuities offer options, called riders. These riders can offer enhanced death benefits, enhanced withdrawal benefits and enhanced income benefits., living income benefits). needs to learn how to evaluate annuities, or how to confirm they are not being DUPED!
Here are some of the benefits you’ll recognize:
- Pitfalls of Variable Annuities – issues that you were likely never told.
- Hear about SPIA’s – single premium immediate annuities.
- AnnuityAn annuity is, in simple terms, an agreement between a person and an insurance company. The person either pays (premium) an insurance company a lump sum of money or a series of payments. In return the insurance company agrees to, at some point in the future, pay income to the person. (See Annuitize, income riderAnnuities offer options, called riders. These riders can offer enhanced death benefits, enhanced withdrawal benefits and enhanced income benefits., living income benefits). basics – the foundation of what annuities are.
- Fixed vs. Variable Annuities – fixed annuities guarantee the principal and variable annuities, generally, do not.
- How fixed index annuities work – also called hybrid annuities, these annuities have complex terms. We believe we make them easier to understand.
- Income RiderAnnuities offer options, called riders. These riders can offer enhanced death benefits, enhanced withdrawal benefits and enhanced income benefits. – what is an income riderAnnuities offer options, called riders. These riders can offer enhanced death benefits, enhanced withdrawal benefits and enhanced income benefits., why would you care?
- Annual lock-inthe act of locking in earned credits in regards to fix indexed annuities. and annual resetA way of calculating annual yield for an index annuityAn annuity is, in simple terms, an agreement between a person and an insurance company. The person either pays (premium) an insurance company a lump sum of money or a series of payments. In return the insurance company agrees to, at some point in the future, pay income to the person. (See Annuitize, income riderAnnuities offer options, called riders. These riders can offer enhanced death benefits, enhanced withdrawal benefits and enhanced income benefits., living income benefits). in which the baseline from which growth is measured resets every year. – what does this mean?
- Fees, fees and fees – where are they, what are they?
- What are the phases an annuityAn annuity is, in simple terms, an agreement between a person and an insurance company. The person either pays (premium) an insurance company a lump sum of money or a series of payments. In return the insurance company agrees to, at some point in the future, pay income to the person. (See Annuitize, income riderAnnuities offer options, called riders. These riders can offer enhanced death benefits, enhanced withdrawal benefits and enhanced income benefits., living income benefits). goes through – key to understanding how annuities work.
- IRA – how do or don’t these work inside of annuities.